\nFranchise l\u00e9gale :<\/b> si l’\u00e9v\u00e9nement est reconnu en “catastrophe naturelle”, la franchise l\u00e9gale minimale fix\u00e9e par la loi s’applique (g\u00e9n\u00e9ralement 380 \u20ac<\/b> pour les biens \u00e0 usage d’habitation).<\/p>\n
[Pr\u00e9nom Nom]
\n[Adresse postale]
\n[T\u00e9l\u00e9phone]
\n[Adresse e-mail]<\/p>\n
[Nom de votre compagnie d’assurance]
\n[Adresse de la compagnie d’assurance]<\/p>\n
Fait \u00e0 [Ville], le [Date]<\/p>\n
Objet : D\u00e9claration de sinistre \u2013 Inondation \/ D\u00e9g\u00e2t des eaux
\nNum\u00e9ro de contrat : [Num\u00e9ro de contrat d’assurance MRH]<\/p>\n
Madame, Monsieur,<\/p>\n
Par la pr\u00e9sente, je vous informe que mon logement situ\u00e9 \u00e0 l’adresse [Votre adresse compl\u00e8te] a subi une inondation suite aux r\u00e9centes intemp\u00e9ries survenues le [Date du sinistre] aux alentours de [Heure approximative].<\/p>\n
Voici une premi\u00e8re description succincte des \u00e9v\u00e9nements et des dommages constat\u00e9s :
\n– Origine des d\u00e9g\u00e2ts : Pluies diluviennes \/ D\u00e9bordement de cours d’eau \/ Accumulation d’eau de ruissellement.
\n– Locaux impact\u00e9s : [Pr\u00e9ciser les pi\u00e8ces : salon, cave, rez-de-chauss\u00e9e, garage…].
\n– Biens endommag\u00e9s : [Lister bri\u00e8vement les principaux meubles, appareils \u00e9lectrom\u00e9nagers, rev\u00eatements de sol\/murs…].<\/p>\n
Afin de pr\u00e9server le logement et d’\u00e9viter une aggravation des d\u00e9g\u00e2ts, j’ai pris les mesures d’urgence n\u00e9cessaires (mise hors tension de l’\u00e9lectricit\u00e9, sur\u00e9l\u00e9vation du mobilier, \u00e9vacuation de l’eau stagnante). Conform\u00e9ment \u00e0 vos consignes, je conserve l’ensemble des biens endommag\u00e9s en l’\u00e9tat dans l’attente du passage de l’expert.<\/p>\n
Vous trouverez ci-joint les premi\u00e8res photographies attestant de l’ampleur des d\u00e9g\u00e2ts, ainsi que la liste estimative des pertes subies (avec factures et justificatifs d’achat lorsque disponibles).<\/p>\n
[Optionnel si la commune est concern\u00e9e par une proc\u00e9dure :]
\nLe maire de ma commune a engag\u00e9 une demande de reconnaissance d’\u00e9tat de catastrophe naturelle. Je vous transmettrai l’arr\u00eat\u00e9 minist\u00e9riel d\u00e8s sa parution au Journal Officiel.<\/p>\n
Je vous remercie de bien vouloir me confirmer la bonne r\u00e9ception de cette d\u00e9claration et de m’indiquer la marche \u00e0 suivre pour la constitution finale du dossier ainsi que la date de passage de l’expert.<\/p>\n
Dans l’attente de votre retour, je vous prie d’agr\u00e9er, Madame, Monsieur, l’expression de mes salutations distingu\u00e9es.<\/p>\n
[Votre Pr\u00e9nom Nom]<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"
L’\u00e9pisode en cours s’annonce clairement majeur et se d\u00e9calera vers les Bouches-du-Rh\u00f4ne durant la nuit…<\/p>\n","protected":false},"author":1,"featured_media":3651,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[11674,331,332,8655],"tags":[11734,12077,825,1465,632,1810,12078,12079,11705,12080,12081,11716,4357,12082,12083,11737,12084,12085,11721,11722,1811,12086,4211,1812,1813,11639,12087,11688,11713,1814,1815,11935,1816,12088,11728,11719,1817,12089,11641,12090,12091,12092,1819,1820,12093,12094,1821,1822,394,11686,11684,421,12095,1823,1824,1825,4384,12096,1476,12099,12098,12097,442,11704,9672,11723,12100,12142,1826,12101,11693,11694,11701,11706,12102,11677,1828,12103,430,1467,11681,11720,11683,9832,11709,11698,11682,437,3283,1830,1831,11697,11730,4204,1832,11643,11727,12104,11644,1834,11712,1507,11736,1096,1835,1836,1837,12105,12106,12107,11931,12109,12108,1838,11932,12110,12111,1839,11645,1840,11690,11933,12112,11732,11675,11680,12113,1841,11930,12114,107,1463,1842,11738,1474,11726,11687,11685,1843,1818,37,1829,1833,1855,1865,1844,1845,11707,11708,1846,1466,12118,12119,12117,12115,12116,12169,12173,1848,1849,11934,12170,1850,12120,12121,12122,11646,1851,12123,454,12124,34,943,4214,12125,11647,12126,1472,12127,12128,12129,11741,824,1852,1098,1462,12130,1853,12131,1854,11692,11648,11678,4206,12132,12133,12134,12135,12136,1477,11699,4207,12139,12137,12140,4209,12138,12141,11700,11703,11715,4212,11729,12143,12171,12144,1857,1858,1859,11724,11711,12149,12145,12147,633,12172,11676,11695,12146,1860,1861,12148,11714,6669,11473,11735,1862,11710,11696,12150,11733,11731,1470,1863,1864,11653,12151,1866,1867,12152,1868,12153,11679,11689,453,4208,1869,1870,1871,1872,4213,4205,1874,1875,11649,11650,1876,11651,1878,12154,12156,12155,1879,12157,11742,1880,1881,1464,12158,11739,1504,5880,1882,12159,11691,12160,12161,12162,12163,1505,12164,12165,1883,11702,1884,1885,1886,1887,1888,11652,12166,11717,11718,11725,11740,12167,1889,11377],"class_list":["post-3614","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-inondations","category-meteo","category-temps","category-utile","tag-acompte","tag-ail-des-ours","tag-aix-en-provence","tag-alain-souchon","tag-allauch","tag-alleins","tag-amandier-en-fleur","tag-amarante","tag-antiseptique","tag-arbousier","tag-argelas","tag-argent-liquide","tag-arles","tag-armoise","tag-arnica","tag-arrete-ministeriel","tag-asperge-sauvage","tag-asphodele","tag-assurance","tag-assureur","tag-aubagne","tag-aubepine","tag-aureille","tag-auriol","tag-aurons","tag-barbentane","tag-basilic","tag-batardeaux","tag-batterie-externe","tag-beaurecueil","tag-belcodene","tag-bernard-lavilliers-et-charles-trenet","tag-berre-letang","tag-bleuet","tag-bons-de-garantie","tag-bottes-en-caoutchouc","tag-bouc-bel-air","tag-bougainvillee","tag-boulbon","tag-bourrache","tag-bruyere","tag-buis","tag-cabries","tag-cadolive","tag-calament","tag-caprier","tag-carnoux-en-provence","tag-carry-le-rouet","tag-cassis","tag-catakit","tag-catastrophe-naturelle","tag-ceyreste","tag-chardon-marie","tag-charleval","tag-chateauneuf-le-rouge","tag-chateauneuf-les-martigues","tag-chateaurenard","tag-chevrefeuille","tag-christophe","tag-ciste-a-feuilles-de-sauge","tag-ciste-cotonneux","tag-ciste-de-montpellier","tag-claude-francois","tag-compresses","tag-conserves","tag-contrat-mrh","tag-coquelicot","tag-coquelourde","tag-cornillon-confoux","tag-coronille","tag-coupure-delectricite","tag-coupure-de-gaz","tag-couteau-suisse","tag-couverture-de-survie","tag-criste-marine","tag-crue","tag-cuges-les-pins","tag-cypres","tag-dalida","tag-daniel-balavoine","tag-debordement","tag-declaration-de-sinistre","tag-degat-des-eaux","tag-delai","tag-dynamo","tag-eau-potable","tag-eau-stagnante","tag-eddy-mitchell","tag-edith-piaf","tag-eguilles","tag-ensues-la-redonne","tag-etages-superieurs","tag-expertise","tag-eygalieres","tag-eyguieres","tag-eyragues","tag-factures","tag-fenouil-sauvage","tag-fontvieille","tag-fos-sur-mer","tag-france-bleu","tag-france-gall","tag-franchise-legale","tag-francoise-hardy","tag-fuveau","tag-gardanne","tag-gemenos","tag-genet-despagne","tag-genet-epineux","tag-genievre","tag-georges-brassens","tag-geranium-odorant","tag-germandree","tag-gignac-la-nerthe","tag-gilbert-becaud","tag-giroflee","tag-globulaire","tag-grans","tag-graveson","tag-greasque","tag-grilles-daeration","tag-henri-salvador","tag-immortelle-ditalie-helichryse","tag-indemnisation","tag-inondation","tag-inte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<\/p>\n